| If you're like most buyers, a home is the most expensive purchase you'll ever make, and you'll probably need some form of financing.
There are many lending institutions that offer a variety of mortgage products. Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage that best meets your needs at the best price.
I would be happy to refer you to some very good mortgage contacts I have in Raleigh, or to help you in any other way I can to secure the best possible rate for your home purchase.
 Click here for more answers to your Mortgage or Financing Questions
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Use the mortgage calculators below to assist you in making some decisions around financing your new home.
Mortgage Affordability Calculator
This calculator will help you estimate a home loan amount you can afford based on your income, debt, down payment, and other financial aspects.
Mortgage Qualification Calculator
This calculator will help you determine how much money you qualify to borrow. The results are informal. You will be subject to a credit approval from your financial institution taking into consideration existing debt load, amount of down payment, income and other variables.
Mortgage Payment Calculator & Amortization Table
This calculator will help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage.
Mortgage Balloon Payment Calculator
Calculates the payment amount for a loan with an optional balloon payment, using monthly interest compounding and monthly payments.
The Mortgage Income Calculator
This calculator will help you determine the income required to qualify for the specific loan using the specified qualification ratios. If you are not sure what ratio a particular lender uses, keep the values at 28/36 which is considered more conservative.
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